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Spousal information is only required if you want spousal coverage.
A non-smoker is defined as an individual who has not used any tobacco or tobacco cessation products for at least 12 consecutive months immediately prior to the application date.
Coverage is only available to individuals who are residents of Canada. This coverage is not available in Nunavut and Quebec.
Coverage is only available to Scotiabank Group customers or their spouses.
Scotia Insurance® is a registered trademark of The Bank of Nova Scotia, used under license by BNS Insurance Agency Inc. (“BNSIA”)
Scotia Critical Illness Insurance and Scotia Health & Dental Insurance is arranged for by BNSIA.
Policies are underwritten by Canadian Premier Life Insurance Company doing business as Securian Canada.